What is a Payday Loan?
Payday Loan or Cash Advance is a small loan up to $ 1,000 which is given to
an applicant until his/her next payday.

How long do I have before I have to repay the loan?
Repayment date is set on your immediate next pay date. Loans can be out for up to 14 days.

What are the fees?
Loan Amount Fees
$100 - $21.00
$200 - $42.00
$250 - $52.50
$300 - $63.00

For all loan amounts we just charge $21.00 CAD for every $100.00 borrowed for up to 14 days , that’s it. To cover our administrative costs, there is a small fee of $ 6.50. Unlike most of the payday loan companies, there are NO hidden fees.

I want to apply for Payday Loan but I'm embarrassed.
Everyone gets in a jam now and then. We understand. eCash Canada offers its clients a choice by offering a discreet way to apply online.

I am concerned about sending my personal information over the Internet. Is
your site safe?
Our site is protected using a secure server used only for this purpose. Please read our privacy policy section.

Does your company do credit checks?
We don't do credit checks; applicants are approved based on the fact that they are employed and are paid by direct deposit.

How long will it take me to get the money?
It would normally take an hour for the funds to reach you through Email Money Transfer. However if your bank doesn't have the email transfer facility, then we can deposit the funds to your account directly which normally would take 1-2 business days.

We can also wire funds to you via money transfer services like Western Union at a small fee and the transfer is instantaneous .

 

What can I use my payday loan for?
That is entirely up to you. If you have an emergency expense, some bills due, something you need to buy, or just want to have some fun. Your loan is for you to use as you wish.

I want to apply for a loan but I'm hesitant.
We love to lend money and earn fees, however, regardless of where you borrow, we remind our customers to borrow what they NEED not what they WANT to have! Sometimes, a small payday loan advance is all that's required to get you, our customer, over the hump.

I don't live in Canada, can I still apply?
We only accept applicants from Canada.
Note: In most cases (depending upon your bank) we make a pre-authorized debit one day prior to your payday, so it crosses your salary when it comes to your bank on your payday during the early hours. Please apply with us, only if you agree to this arrangement.
Thank you!!